You won’t save a ton on this one, but it’s a quick and easy way to save a few pennies:
Cut your own bagels.
Pre-cut bagels are more expensive than ones that are left whole. (At least as far as I’ve ever seen) I prefer the Costco bagels, they’re tasty and freeze well.
Just remember to cut and freeze them within a few days or they might get moldy. I’ve lost more than a few bagels that way, which of course defeats the purpose of saving cash (and results in food waste).